Exercise caution if joining a gym

LETTER: I am writing to warn other readers against 12-month gym memberships.

In Aug- ust 2008 my husband and I joined our local Cannons gym, choosing a 12-month off peak membership.

I have been unable to use the gym since November due to being diagnosed with osteoarthritis in both of my knees.

In February I found I was unable to make the monthly payment so had to cancel the direct debit to avoid any extra charges made by my bank for unpaid direct debits.

I then received a letter from a debt collection agency called Connaught Collections, saying if I did not bring the account back up to date then I could end up going to court.

I am still battling with Cannons, now known as Nuffield Health.

I just feel that the public should know that when they sign a contract with a gym it is technically a credit agreement and should they falter on a payment it will be referred to a debt collection agency which in turn could affect your credit rating.

If this is the case, why do they not do a credit check as they normally do when you take out any kind of credit?

I will not be renewing my membership with Cannons, nor will I be recommending any of my friends or family to use their facilities.

I truly feel that in the current economic climate these gyms should be making it very clear to customers what they are actually signing.

Rachel Conner

Dawley Bank