The modern chandelier: Forget the traditional, high-maintenance chandelier. Optic Lighting’s contemporary version uses fibre optic strands which can be trimmed to any shape or length to create a bold design statement in any room. The simple yet elaborate Cristallo Chandelier (above) requires only one lamp (per 1m squared) and doesn’t conduct heat, so the fibres are safe to touch.
| Typical APR | Min Loan | Max Loan | |
|---|---|---|---|
| Moneyback Bank Loan | |||
| 7.6% | £7500 | £15000 |  |
| Alliance & Leicester Personal Loan | |||
| 7.7% | £7500 | £15000 | |
| Halifax Personal Loan (Semi-exclusive) | |||
| 7.8% | £7000 | £13000 | |
| Bank of Scotland Personal Loan (Semi-exclusive) | |||
| 7.8% | £7000 | £13000 | |
| Rate | MaxLTV | APR | BaseRate | |
|---|---|---|---|---|
| HSBC Bank plc (Direct) Purchase | ||||
| 4.99% | 80% | 6.5% | 6.25% |  |
| Yorkshire BS (Direct) | ||||
| 5.89% | 75% | 7.2% | 6.9% | |
| Market Harborough BS (Direct) | ||||
| 5.95% | 80% | 6.2% | 7.15% | |
| Alliance & Leicester Prime | ||||
| 5.98% | 75% | 6.8% | 7.19% | |
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